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DLD Vancouver Financial Planning Consultants
Everyone has different ideas about what the good life is. For some of our clients, the good life means retiring comfortably in their dream home. For others, it is getting away from home by vacationing several times a year. It can also mean ensuring that your children have access to a good education without inheriting debilitating student loans as their graduation gift. To others, the good life is defined by having the time and freedom to contribute to an important cause or having the cash to leave a sizable endowment as their legacy.
Whatever your aspiration, and no matter how big your dreams are, DLD is here to help you turn your goals into reality by creating a financial plan. Our core competency is financial planning whereby we create a comprehensive and customized financial plan tailored for you.
An effective financial plan must start with a solid foundation. As a result, we start by learning all about your existing allocation of assets (both financial and nonfinancial), your tax deductible and non-tax deductible debt, your insurance coverage, and your free cash flow.
Concurrently, we learn what your financial objectives are and assist you in ensuring that these objectives are realistic and achievable. We also assess your true financial risk tolerance. Twelve years in the business has taught us that most people's financial risk tolerance is not defined by completing a form which ranks risk tolerance on a scale of 1 to 10!
Finally, we take your current financial snapshot and devise a financial plan that will achieve your goals using reasonable assumptions on the amount of time it will take and the compounded rate of return that you will need to reach your goals.
You may have noticed that we use the word "we" instead of "I". The members of our advisory team all are university graduates with additional specialized financial training and education. Our planners hold various designations including the Certified Financial Planner (CFP) designation and we rely on in-house, Vancouver based financial professionals who have earned financial designations such as Chartered Financial Analyst (CFA), Financial Management Advisor (FMA), and have completed other courses such as the Canadian Securities Course (CSC), the Professional Financial Planning Course (PFP), the Wealth Management Techniques Course (WMT), the Derivatives Fundamental Course, and the Conduct and Practices Handbook Course (CPH) .
Achieving long-term financial growth is a precursor to enjoying the good life. Let DLD, your Vancouver financial planning specialists help you set your goals and then realize them with a systematic financial plan.
We welcome your call or email to arrange a meeting at our offices in downtown Vancouver.
- After Dave clearly explained the difference between insuring my
mortgage and insuring my life I was
surprised by what my bank had sold
me. I now realize insurance should
be purchased from a professional.
~ Paul P.
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